Real Estate Commission Calculator
See your gross commission and your real take-home after broker split, deal expenses, and taxes. Adjust the numbers and watch it update instantly.
Estimates only. Your actual broker split, fees, and tax rate vary by brokerage and location. Kapytl tracks your real numbers automatically on every deal.
Your real take-home
$6,188
Free to start. No credit card.
How to calculate your real estate commission
Your commission check is rarely what you actually keep. The number that matters is your real take-home, and it comes from four steps:
- 1
Gross commission
Sale price multiplied by your commission rate. A $450,000 sale at 3% is $13,500.
- 2
Your broker split
Apply your split. On a 70/30 split, you keep 70% of the gross.
- 3
Deal expenses
Subtract the costs tied to the deal: marketing, staging, photography, and closing costs.
- 4
Tax set-aside
Hold back 25-30% for federal and self-employment taxes so you are not caught short in April.
This calculator gives you a quick estimate. Kapytl does it for real, on every deal, automatically: it applies your split, ties expenses to the right transaction, and keeps a live tax buffer, so your true take-home is always accurate, not a guess.
Commission calculator FAQ
How do you calculate a real estate commission?
Multiply the sale price by the commission rate to get the gross commission on your side of the deal. For example, a $450,000 sale at a 3% commission is $13,500. From there you subtract your broker split, any deal expenses, and a tax set-aside to find your real take-home.
What is a commission split?
A commission split is how the gross commission is divided between you and your brokerage. A 70/30 split means you keep 70% and your brokerage keeps 30%. Splits vary by brokerage and often change once you hit a production cap.
Why is my take-home so much lower than my commission?
Your gross commission is reduced by your broker split, the costs of doing the deal (marketing, staging, photography, closing costs), and the taxes you owe as a self-employed agent. A 3% commission can easily become half that by the time it lands in your account.
How much should I set aside for taxes as a real estate agent?
Most agents set aside 25-30% of net income for federal and self-employment taxes, though the right number depends on your bracket and state. Kapytl calculates a live tax buffer automatically so April is never a surprise.
Does Kapytl track this automatically?
Yes. Kapytl applies your broker split to every closing, ties deal expenses to the right transaction, and holds back a tax reserve, so your real take-home is always one tap away instead of a spreadsheet guess.
Stop guessing what you keep.
Kapytl tracks your commissions, splits, expenses, and taxes automatically, so your real take-home is always one tap away. Free to start.